American Express
American Express Aeroplan Card
Travel points, earns Aeroplan points
Welcome offer
Verified · Oct 4Up to 45,000 Aeroplan points
Earn 35,000 points when you spend $7,500 in the first 6 months, plus 10,000 points when you spend $1,000 in month 13.
- Minimum spend
- $8,500 in 13 months
- Apply by
- Not stated
The annual fee goes up from $120 to $150 on January 12, 2027.
Checked on October 4, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $120
- Foreign transaction fee
- 2.5%
- Purchase rate
- Not stated
- Cash advance rate
- Not stated
- Income requirement
- Not stated
- Costco in store
- Not accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
Earlier offers are struck through below, to help you judge whether now is a good time to apply. The current offer is 5,000 points more than the previous one on record.
- Now · Checked October 4, 2026Up to 45,000 Aeroplan pointsSpend $8,500 in 13 months · Annual fee $120 · No first-year waiver
- Before March 18, 2026 · Reported publicly at the time
Up to 40,000 Aeroplan points
Offers marked “Reported publicly at the time” ran before I started tracking this card myself (October 4, 2026). The numbers are second-hand, from reports published then, and I did not see those offers myself. Conditions the reports did not mention are not listed here.
Rewards
What each category earns
| Category | Earn per $1 | Effective return |
|---|---|---|
| Groceries | 1× Aeroplan | about 1.6% |
| Dining and delivery | 1.5× Aeroplan | about 2.4% |
| Gas and EV charging | 1× Aeroplan | about 1.6% |
| Recurring bills | 1× Aeroplan | about 1.6% |
| Transit | 1× Aeroplan | about 1.6% |
| Drugstores | 1× Aeroplan | about 1.6% |
| Travel | 1× Aeroplan | about 1.6% |
| Entertainment | 1× Aeroplan | about 1.6% |
| Phone and internet | 1× Aeroplan | about 1.6% |
| Streaming | 1× Aeroplan | about 1.6% |
| Online shopping | 1× Aeroplan | about 1.6% |
| Convenience stores | 1× Aeroplan | about 1.6% |
| Office supplies | 1× Aeroplan | about 1.6% |
| Other spending | 1× Aeroplan | about 1.6% |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.
Included insurance
- Travel accident
- $500,000
- Flight delay
- $500
- Baggage delay
- $500
- Lost baggage
- $500
- Rental car collision
- $85,000, 48 day(s)
- Hotel burglary
- $500
- Extended warranty
- 1 year
- Purchase protection
- 90 day(s)
Coverage amounts and number of days are as stated in the certificate of insurance.