American Express · Business card
Marriott Bonvoy Business American Express Card
Travel points, earns Marriott Bonvoy points
Welcome offer
Verified · Oct 11Up to 80,000 Marriott Bonvoy points
Earn 70,000 points when you spend $5,000 in the first 3 months, plus 10,000 points when you spend $1,000 in month 13.
- Minimum spend
- $5,000 in 3 months
- Apply by
- Not stated
Not available if you currently hold or have ever held this card.
Checked on October 11, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $150
- Foreign transaction fee
- 2.5%
- Purchase rate
- 21.99%
- Cash advance rate
- 21.99%
- Income requirement
- Not stated
- Costco in store
- Not accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 11, 2026Up to 80,000 Marriott Bonvoy pointsSpend $5,000 in 3 months · Annual fee $150
Rewards
What each category earns
| Category | Earn per $1 | Effective return |
|---|---|---|
| Groceries | 2× Bonvoy | about 1.8% |
| Dining and delivery | 3× Bonvoy | about 2.7% |
| Gas and EV charging | 3× Bonvoy | about 2.7% |
| Recurring bills | 2× Bonvoy | about 1.8% |
| Transit | 2× Bonvoy | about 1.8% |
| Drugstores | 2× Bonvoy | about 1.8% |
| Travel | 3× Bonvoy | about 2.7% |
| Entertainment | 2× Bonvoy | about 1.8% |
| Phone and internet | 2× Bonvoy | about 1.8% |
| Streaming | 2× Bonvoy | about 1.8% |
| Convenience stores | 2× Bonvoy | about 1.8% |
| Office supplies | 2× Bonvoy | about 1.8% |
| Other spending | 2× Bonvoy | about 1.8% |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.
Benefits
- Points transfer to airlines or hotels
- Yes
Included insurance
- Travel accident
- $500,000
- Flight delay
- $500
- Baggage delay
- $500
- Lost baggage
- $500
- Rental car collision
- $85,000, 48 day(s)
- Hotel burglary
- $500
- Extended warranty
- 1 year
- Purchase protection
- 90 day(s)
Coverage amounts and number of days are as stated in the certificate of insurance.