ATB Financial · Mastercard
ATB Gold Cash Back Mastercard
Cash back
Annual feeNone
Foreign transaction fee2.5%
Purchase rate20.99%
Income requirementNot stated
Welcome offer
Verified · Oct 11Up to $100 cash back
Earn 5% cash back in the first 3 months after opening the account, on the first $2,000 in spending (up to $100).
- Minimum spend
- —
- Apply by
- Not stated
Checked on October 11, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- No annual fee
- Foreign transaction fee
- 2.5%
- Purchase rate
- 20.99%
- Cash advance rate
- 22.99%
- Income requirement
- Not stated
- Costco in store
- Accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 11, 2026Up to $100 cash backNo annual fee
Rewards
What each category earns
| Category | Earn per $1 |
|---|---|
| Groceries | 1% |
| Dining and delivery | 1% |
| Gas and EV charging | 1% |
| Travel | 1% |
| Other spending | 1% |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.