ATB Financial · Mastercard
ATB World Elite Mastercard
Travel points
Annual fee$120First year free
Foreign transaction fee2.5%
Purchase rate20.99%
Income requirementPersonal $80,000 or Household $150,000
Welcome offer
Verified · Oct 11Up to 40,000 ATB My Rewards points
Earn 40,000 points (about $200) on your first purchase, credited within 60 days. No annual fee in the first year.
- Minimum spend
- —
- Apply by
- Not stated
Checked on October 11, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $120, first year free
- Foreign transaction fee
- 2.5%
- Purchase rate
- 20.99%
- Cash advance rate
- 25.99%
- Income requirement
- Personal $80,000 or Household $150,000
- Costco in store
- Accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 11, 2026Up to 40,000 ATB My Rewards pointsAnnual fee $120 · First year free
Rewards
What each category earns
| Category | Earn per $1 |
|---|---|
| Groceries | 6 points per $1 |
| Dining and delivery | 2 points per $1 |
| Gas and EV charging | 6 points per $1 |
| Travel | 8 points per $1 |
| Entertainment | 6 points per $1 |
| Other spending | 2 points per $1 |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.