Brim Financial · Mastercard

Air France KLM World Elite Mastercard

Travel points, earns Flying Blue miles

Annual fee$132First year free
Foreign transaction fee2.5%
Purchase rate19.99%
Income requirementPersonal $80,000 or Household $150,000

Welcome offer

Verified · Oct 11

First year free

No annual fee in the first year. The Air France website does not list a welcome miles offer.

Minimum spend
—
Apply by
Not stated

The $132 annual fee comes from Brim's disclosure document (2022 version), and Brim's current website no longer lists this card. The first year also comes with 30 XP.

Checked on October 11, 2026. See the source page

See this card on the issuer's website ↗

Fees and requirements

Annual fee
$132, first year free
Foreign transaction fee
2.5%
Purchase rate
19.99%
Cash advance rate
21.5%
Income requirement
Personal $80,000 or Household $150,000
Costco in store
Accepted (Costco takes only Mastercard in store)

Fees and rates were imported on September 6, 2026, and the annual fee has been checked.

Welcome offer history

I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.

  1. Now · Checked October 11, 2026First year freeAnnual fee $132 · First year free

Rewards

What each category earns

Valued at 1.6 cents per point. That is an assumption
CategoryEarn per $1Effective return
Groceries1× Flying Blueabout 1.6%
Dining and delivery2× Flying Blueabout 3.2%
Gas and EV charging1× Flying Blueabout 1.6%
Recurring bills1× Flying Blueabout 1.6%
Transit1× Flying Blueabout 1.6%
Drugstores1× Flying Blueabout 1.6%
Travel1× Flying Blueabout 1.6%
Entertainment1× Flying Blueabout 1.6%
Phone and internet1× Flying Blueabout 1.6%
Streaming1× Flying Blueabout 1.6%
Online shopping1× Flying Blueabout 1.6%
Convenience stores1× Flying Blueabout 1.6%
Office supplies1× Flying Blueabout 1.6%
Other spending1× Flying Blueabout 1.6%

High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.

Benefits

In-flight Wi-Fi
Yes

Included insurance

Travel medical
Included
Travel medical (age 54 and under)
$5,000,000, 15 day(s)
Travel medical (age 64 and under)
$5,000,000, 15 day(s)
Travel medical (age 65 and over)
$5,000,000, 3 day(s)
Trip cancellation
$2,000
Trip interruption
$2,000
Travel accident
$150,000
Flight delay
$500
Baggage delay
$500
Lost baggage
$1,000
Rental car collision
$85,000, 48 day(s)
Hotel burglary
$2,500
Extended warranty
1 year
Purchase protection
$999, 90 day(s)
Mobile device
$1,500, 1 year

Coverage amounts and number of days are as stated in the certificate of insurance.

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