Brim Financial · Mastercard

Brim World Elite Mastercard

Cash back

Annual fee$89
Foreign transaction fee1.5%
Purchase rate19.99%
Income requirementPersonal $80,000 or Household $150,000

Welcome offer

Verified · Oct 11

No public welcome offer right now

Brim's website says "up to $500 in points on your first use at partner merchants". That is a merchant points-back promotion, so it does not count as a welcome offer.

Checked on October 11, 2026. See the source page

See this card on the issuer's website ↗

Fees and requirements

Annual fee
$89
Foreign transaction fee
1.5%
Purchase rate
19.99%
Cash advance rate
21.5%
Income requirement
Personal $80,000 or Household $150,000
Costco in store
Accepted (Costco takes only Mastercard in store)

Fees and rates were imported on September 6, 2026, and the annual fee has been checked.

Welcome offer history

I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.

  1. Now · Checked October 11, 2026No public welcome offerAnnual fee $89

Rewards

What each category earns

CategoryEarn per $1
Groceries1%
Dining and delivery1%
Gas and EV charging1%
Recurring bills1%
Transit1%
Drugstores1%
Travel1%
Entertainment1%
Phone and internet1%
Streaming1%
Online shopping1%
Convenience stores1%
Office supplies1%
Other spending1%

High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.

Benefits

Concierge
Yes
In-flight Wi-Fi
Yes

Included insurance

Travel medical
Included
Travel medical (age 54 and under)
15 day(s)
Travel medical (age 64 and under)
15 day(s)
Travel medical (age 65 and over)
3 day(s)
Trip cancellation
$2,500
Trip interruption
$5,000
Travel accident
$500,000
Flight delay
$500
Baggage delay
$1,000
Lost baggage
$1,000
Rental car collision
$65,000, 48 day(s)
Hotel burglary
$1,000
Extended warranty
1 year
Purchase protection
90 day(s)

Coverage amounts and number of days are as stated in the certificate of insurance.

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