Capital One · Mastercard
Capital One Quicksilver World Elite Mastercard
Cash back · No foreign transaction fee
Welcome offer
Verified · Oct 11Double cash back in your first year
All the cash back you earn in your first 365 days is matched dollar for dollar after the year ends, with no cap, and credited within two billing periods. That works out to 6% on groceries and gas or EV charging and 2% on everything else in year one.
- Minimum spend
- —
- Apply by
- Not stated
The offer only applies if you see it on Capital One's website and apply there, and existing Capital One customers can't get it. Cash back can only be redeemed as a statement credit. The 3% grocery rate excludes superstores like Walmart and Costco; the card works at Costco (Mastercard) and earns 1% there.
Checked on October 11, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- No annual fee
- Foreign transaction fee
- None
- Purchase rate
- 20.9%
- Cash advance rate
- 20.9%
- Income requirement
- Personal $80,000 or Household $150,000
- Costco in store
- Accepted (Costco takes only Mastercard in store)
Fees and rates were imported on October 11, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 11, 2026Double cash back in your first yearNo annual fee
Rewards
What each category earns
| Category | Earn per $1 |
|---|---|
| Groceries | 3% |
| Dining and delivery | 1% |
| Gas and EV charging | 3% |
| Recurring bills | 1% |
| Transit | 1% |
| Drugstores | 1% |
| Travel | 1% |
| Entertainment | 1% |
| Phone and internet | 1% |
| Streaming | 1% |
| Online shopping | 1% |
| Convenience stores | 1% |
| Office supplies | 1% |
| Other spending | 1% |
Checked against the issuer's page on October 11, 2026. High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. See the source page
Included insurance
- Flight delay
- $1,000
- Baggage delay
- $300
- Lost baggage
- $1,000
- Travel accident
- $500,000
- Rental car collision
- $65,000, 31 day(s)
- Purchase protection
- 90 day(s)
- Extended warranty
- 1 year
- Price protection
- Included
Coverage amounts and number of days are as stated in the certificate of insurance.