Capital One · Mastercard
Capital One Smart Rewards Mastercard
Travel points
Annual feeNone
Foreign transaction fee2.5%
Purchase rate21.9%
Income requirementNot stated
Welcome offer
Verified · Oct 11No public welcome offer right now
Checked on October 11, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- No annual fee
- Foreign transaction fee
- 2.5%
- Purchase rate
- 21.9%
- Cash advance rate
- 21.9%
- Income requirement
- Not stated
- Costco in store
- Accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 11, 2026No public welcome offerNo annual fee
Included insurance
- Travel accident
- $250,000
- Baggage delay
- $300
- Rental car collision
- $65,000, 31 day(s)
- Extended warranty
- 2 year(s)
- Purchase protection
- 120 day(s)
- Price protection
- Included
Coverage amounts and number of days are as stated in the certificate of insurance.