CIBC · Visa · Business card
CIBC Aeroplan Visa Business Card
Travel points, earns Aeroplan points
Welcome offer
Verified · Oct 11Up to 75,000 Aeroplan points
Earn 10,000 points on your first purchase, plus 25,000 points when you spend $7,500 in the first 3 billing periods, plus 40,000 points when you reach $40,000 in the first 12 billing periods. First year free.
- Minimum spend
- $40,000 in 12 months
- Apply by
- Not stated
One place on the CIBC page says the annual fee is waived for two years and another says one year. Go by the terms when you apply.
Checked on October 11, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $180, first year free
- Foreign transaction fee
- 2.5%
- Purchase rate
- 12.99%
- Cash advance rate
- 14.5%
- Income requirement
- Personal $35,000 or Household $35,000
- Costco in store
- Not accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 11, 2026Up to 75,000 Aeroplan pointsSpend $40,000 in 12 months · Annual fee $180 · First year free
Rewards
What each category earns
| Category | Earn per $1 | Effective return |
|---|---|---|
| Groceries | 1× Aeroplan | about 1.6% |
| Dining and delivery | 1.5× Aeroplan | about 2.4% |
| Gas and EV charging | 1× Aeroplan | about 1.6% |
| Recurring bills | 1× Aeroplan | about 1.6% |
| Transit | 1.5× Aeroplan | about 2.4% |
| Drugstores | 1× Aeroplan | about 1.6% |
| Travel | 1.5× Aeroplan | about 2.4% |
| Entertainment | 1× Aeroplan | about 1.6% |
| Phone and internet | 1.5× Aeroplan | about 2.4% |
| Streaming | 1× Aeroplan | about 1.6% |
| Online shopping | 1× Aeroplan | about 1.6% |
| Convenience stores | 1× Aeroplan | about 1.6% |
| Office supplies | 1× Aeroplan | about 1.6% |
| Other spending | 1× Aeroplan | about 1.6% |
Checked against the issuer's page on October 14, 2026. High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. See the source page
Included insurance
- Travel medical
- Included
- Travel medical (age 54 and under)
- Included
- Trip cancellation
- $1,500
- Trip interruption
- $2,000
- Travel accident
- $500,000
- Flight delay
- $500
- Baggage delay
- $500
- Lost baggage
- $500
- Rental car collision
- $65,000, 48 day(s)
- Hotel burglary
- $2,500
- Extended warranty
- 1 year
- Purchase protection
- 90 day(s)
Coverage amounts and number of days are as stated in the certificate of insurance.