CIBC · Visa

CIBC Aeroplan Visa Card for Students

Travel points, earns Aeroplan points

Annual feeNone
Foreign transaction fee2.5%
Purchase rate21.99%
Income requirementNot stated

Welcome offer

Verified · Oct 11

Up to 10,000 Aeroplan points

Earn 2,500 points on your first purchase, plus 2,500 points when you spend $1,500 in the first 4 billing periods, plus 5,000 points when you reach $10,000 in the first 12 billing periods.

Minimum spend
$10,000 in 12 months
Apply by
Not stated

Checked on October 11, 2026. See the source page

See this card on the issuer's website ↗

Fees and requirements

Annual fee
No annual fee
Foreign transaction fee
2.5%
Purchase rate
21.99%
Cash advance rate
22.99%
Income requirement
Not stated
Costco in store
Not accepted (Costco takes only Mastercard in store)

Fees and rates were imported on September 6, 2026, and the annual fee has been checked.

Welcome offer history

I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.

  1. Now · Checked October 11, 2026Up to 10,000 Aeroplan pointsSpend $10,000 in 12 months · No annual fee

Rewards

What each category earns

Valued at 1.6 cents per point. That is an assumption
CategoryEarn per $1Effective return
Groceries1× Aeroplanabout 1.6%
Dining and delivery0.67× Aeroplanabout 1.07%
Gas and EV charging1× Aeroplanabout 1.6%
Recurring bills0.67× Aeroplanabout 1.07%
Transit0.67× Aeroplanabout 1.07%
Drugstores0.67× Aeroplanabout 1.07%
Travel0.67× Aeroplanabout 1.07%
Entertainment0.67× Aeroplanabout 1.07%
Phone and internet0.67× Aeroplanabout 1.07%
Streaming0.67× Aeroplanabout 1.07%
Online shopping0.67× Aeroplanabout 1.07%
Convenience stores0.67× Aeroplanabout 1.07%
Office supplies0.67× Aeroplanabout 1.07%
Other spending0.67× Aeroplanabout 1.07%

Checked against the issuer's page on October 14, 2026. High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. See the source page

Included insurance

Travel accident
$100,000
Rental car collision
$65,000, 48 day(s)
Extended warranty
1 year
Purchase protection
90 day(s)

Coverage amounts and number of days are as stated in the certificate of insurance.

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