CIBC · Visa
CIBC Aeroplan Visa Infinite Card
Travel points, earns Aeroplan points
Welcome offer
Verified · Oct 4Up to 50,000 Aeroplan points
Earn 10,000 points on your first purchase, plus 15,000 points when you spend $6,000 in the first 6 billing periods, plus 25,000 points when you spend $12,000 in the first 12 billing periods. First year free.
- Minimum spend
- $12,000 in 12 months
- Apply by
- Not stated
Checked on October 4, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $139, first year free
- Foreign transaction fee
- 2.5%
- Purchase rate
- 21.99%
- Cash advance rate
- 22.99%
- Income requirement
- Personal $60,000 or Household $100,000
- Costco in store
- Not accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
Earlier offers are struck through below, to help you judge whether now is a good time to apply. The current offer is 10,000 points more than the previous one on record.
- Now · Checked October 4, 2026Up to 50,000 Aeroplan pointsSpend $12,000 in 12 months · Annual fee $139 · First year free
- October 28, 2024 · Reported publicly at the time
Up to 40,000 Aeroplan pointsSpend $10,000 in 12 months · Annual fee $139 · First year free
Offers marked “Reported publicly at the time” ran before I started tracking this card myself (October 4, 2026). The numbers are second-hand, from reports published then, and I did not see those offers myself. Conditions the reports did not mention are not listed here.
Rewards
What each category earns
| Category | Earn per $1 | Effective return |
|---|---|---|
| Groceries | 1.5× Aeroplan | about 2.4% |
| Dining and delivery | 1× Aeroplan | about 1.6% |
| Gas and EV charging | 1.5× Aeroplan | about 2.4% |
| Recurring bills | 1× Aeroplan | about 1.6% |
| Transit | 1× Aeroplan | about 1.6% |
| Drugstores | 1× Aeroplan | about 1.6% |
| Travel | 1× Aeroplan | about 1.6% |
| Entertainment | 1× Aeroplan | about 1.6% |
| Phone and internet | 1× Aeroplan | about 1.6% |
| Streaming | 1× Aeroplan | about 1.6% |
| Online shopping | 1× Aeroplan | about 1.6% |
| Convenience stores | 1× Aeroplan | about 1.6% |
| Office supplies | 1× Aeroplan | about 1.6% |
| Other spending | 1× Aeroplan | about 1.6% |
Checked against the issuer's page on October 14, 2026. High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. See the source page
Benefits
- Concierge
- Yes
Included insurance
- Travel medical
- Included
- Travel medical (age 54 and under)
- $5,000,000, 15 day(s)
- Travel medical (age 64 and under)
- $5,000,000, 15 day(s)
- Travel medical (age 65 and over)
- $5,000,000, 3 day(s)
- Trip cancellation
- $1,500
- Trip interruption
- $2,000
- Travel accident
- $500,000
- Flight delay
- $500
- Baggage delay
- $500
- Lost baggage
- $500
- Rental car collision
- $65,000, 48 day(s)
- Hotel burglary
- $2,500
- Extended warranty
- 1 year
- Purchase protection
- 90 day(s)
Coverage amounts and number of days are as stated in the certificate of insurance.