CIBC · Visa

CIBC Aeroplan Visa Infinite Privilege Card

Travel points, earns Aeroplan points

Annual fee$599
Foreign transaction fee2.5%
Purchase rate21.99%
Income requirementPersonal $200,000 or Household $200,000

Welcome offer

Verified · Oct 11

Up to 100,000 Aeroplan points

Earn 10,000 points when you spend $1,000 in the first 2 billing periods, plus 40,000 points when you reach $5,000 in the first 4 billing periods, plus 50,000 points when you reach $25,000 in the first 12 billing periods.

Minimum spend
$25,000 in 12 months
Apply by
Not stated

Checked on October 11, 2026. See the source page

See this card on the issuer's website ↗

Fees and requirements

Annual fee
$599
Foreign transaction fee
2.5%
Purchase rate
21.99%
Cash advance rate
22.99%
Income requirement
Personal $200,000 or Household $200,000
Costco in store
Not accepted (Costco takes only Mastercard in store)

Fees and rates were imported on September 6, 2026, and the annual fee has been checked.

Welcome offer history

I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.

  1. Now · Checked October 11, 2026Up to 100,000 Aeroplan pointsSpend $25,000 in 12 months · Annual fee $599

Rewards

What each category earns

Valued at 1.6 cents per point. That is an assumption
CategoryEarn per $1Effective return
Groceries1.5× Aeroplanabout 2.4%
Dining and delivery1.5× Aeroplanabout 2.4%
Gas and EV charging1.5× Aeroplanabout 2.4%
Recurring bills1.25× Aeroplanabout 2%
Transit1.25× Aeroplanabout 2%
Drugstores1.25× Aeroplanabout 2%
Travel1.5× Aeroplanabout 2.4%
Entertainment1.25× Aeroplanabout 2%
Phone and internet1.25× Aeroplanabout 2%
Streaming1.25× Aeroplanabout 2%
Online shopping1.25× Aeroplanabout 2%
Convenience stores1.25× Aeroplanabout 2%
Office supplies1.25× Aeroplanabout 2%
Other spending1.25× Aeroplanabout 2%

Checked against the issuer's page on October 14, 2026. High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. See the source page

Benefits

Concierge
Yes
Priority boarding
Yes
Priority check-in
Yes
Free checked bag
Yes

Included insurance

Travel medical
Included
Travel medical (age 54 and under)
$5,000,000, 31 day(s)
Travel medical (age 64 and under)
$5,000,000, 31 day(s)
Travel medical (age 65 and over)
$5,000,000, 10 day(s)
Trip cancellation
$2,500
Trip interruption
$5,000
Travel accident
$500,000
Flight delay
$500
Baggage delay
$500
Lost baggage
$500
Rental car collision
$85,000, 48 day(s)
Hotel burglary
$2,500
Extended warranty
2 year(s)
Purchase protection
180 day(s)

Coverage amounts and number of days are as stated in the certificate of insurance.

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