CIBC · Visa

CIBC U.S. Dollar Aventura Gold Visa Card

Travel points, earns CIBC Aventura points

Annual fee$35First year free
Foreign transaction fee2.5%
Purchase rate21.99%
Income requirementPersonal $15,000 or Household $15,000

Welcome offer

Verified · Oct 11

Up to 2,500 Aventura points

Earn 500 points for each of 5 specified actions completed within 60 days of approval. First year free.

Minimum spend
—
Apply by
Not stated

The annual fee is 35 US dollars, charged in US dollars.

Checked on October 11, 2026. See the source page

See this card on the issuer's website ↗

Fees and requirements

Annual fee
$35, first year free
Foreign transaction fee
2.5%
Purchase rate
21.99%
Cash advance rate
22.99%
Income requirement
Personal $15,000 or Household $15,000
Costco in store
Not accepted (Costco takes only Mastercard in store)

Fees and rates were imported on September 6, 2026, and the annual fee has been checked.

Welcome offer history

I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.

  1. Now · Checked October 11, 2026Up to 2,500 Aventura pointsAnnual fee $35 · First year free

Rewards

What each category earns

Valued at 1.25 cents per point. That is an assumption
CategoryEarn per $1Effective return
Groceries0.5× Aventuraabout 0.63%
Dining and delivery0.5× Aventuraabout 0.63%
Gas and EV charging0.5× Aventuraabout 0.63%
Recurring bills0.5× Aventuraabout 0.63%
Transit0.5× Aventuraabout 0.63%
Drugstores0.5× Aventuraabout 0.63%
Travel0.5× Aventuraabout 0.63%
Entertainment0.5× Aventuraabout 0.63%
Phone and internet0.5× Aventuraabout 0.63%
Streaming0.5× Aventuraabout 0.63%
Online shopping0.5× Aventuraabout 0.63%
Convenience stores0.5× Aventuraabout 0.63%
Office supplies0.5× Aventuraabout 0.63%
Other spending0.5× Aventuraabout 0.63%

Checked against the issuer's page on October 7, 2026. High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. See the source page

Included insurance

Travel accident
$100,000
Rental car collision
$65,000, 48 day(s)
Extended warranty
1 year
Purchase protection
90 day(s)

Coverage amounts and number of days are as stated in the certificate of insurance.

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