KOHO · Mastercard
KOHO Prepaid Mastercard Everything Plan
Cash back · No foreign transaction fee · Prepaid
Welcome offer
Verified · Oct 11No public welcome offer right now
This is a prepaid card, not a credit card. It is charged monthly at $14.75, and the figure shown is the 12-month total. The price for paying yearly only shows after you switch on the website.
Checked on October 11, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $177
- Foreign transaction fee
- None
- Purchase rate
- Not stated
- Cash advance rate
- Not stated
- Income requirement
- Not stated
- Costco in store
- Accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 11, 2026No public welcome offerAnnual fee $177
Rewards
What each category earns
| Category | Earn per $1 |
|---|---|
| Groceries | 2% |
| Dining and delivery | 0.5% |
| Gas and EV charging | 2% |
| Recurring bills | 0.5% |
| Transit | 2% |
| Drugstores | 0.5% |
| Travel | 0.5% |
| Entertainment | 0.5% |
| Phone and internet | 0.5% |
| Streaming | 0.5% |
| Online shopping | 0.5% |
| Convenience stores | 0.5% |
| Office supplies | 0.5% |
| Other spending | 0.5% |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.