Manulife · Visa

ManulifeMONEY+ Visa Infinite Card

Cash back

Annual fee$139First year free
Foreign transaction fee2.5%
Purchase rate21.99%
Income requirementPersonal $60,000 or Household $100,000

Welcome offer

Verified · Oct 11

10% back on your first $2,000 in spending, first year free

Earn a 10% bonus (up to $200) on the first $2,000 in spending between opening the account and your third statement; no annual fee in the first year.

Minimum spend
$2,000
Apply by
Not stated

Currently only open to existing Manulife Bank customers.

Checked on October 11, 2026. See the source page

See this card on the issuer's website ↗

Fees and requirements

Annual fee
$139, first year free
Foreign transaction fee
2.5%
Purchase rate
21.99%
Cash advance rate
22.99%
Income requirement
Personal $60,000 or Household $100,000
Costco in store
Not accepted (Costco takes only Mastercard in store)

Fees and rates were imported on September 6, 2026, and the annual fee has been checked.

Welcome offer history

I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.

  1. Now · Checked October 11, 202610% back on your first $2,000 in spending, first year freeSpend $2,000 · Annual fee $139 · First year free

Rewards

What each category earns

CategoryEarn per $1
Groceries1%
Dining and delivery1.5%
Gas and EV charging1%
Recurring bills1%
Transit1%
Drugstores2%
Travel1.5%
Entertainment1.5%
Phone and internet1%
Streaming1%
Online shopping1%
Convenience stores1%
Office supplies1%
Other spending1%

High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.

Included insurance

Travel medical
Included
Travel medical (age 54 and under)
Included
Travel medical (age 64 and under)
Included
Trip interruption
Included
Travel accident
Included
Flight delay
Included
Baggage delay
Included
Lost baggage
Included
Rental car collision
Included
Extended warranty
1 year
Purchase protection
90 day(s)

Coverage amounts and number of days are as stated in the certificate of insurance.

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