MBNA · Mastercard

Amazon.ca Rewards Mastercard

Cash back

Annual feeNone
Foreign transaction fee2.5%
Purchase rate—
Income requirementNot stated

Welcome offer

Verified · Oct 4

5% back on select categories for the first 6 months

Earn 5% back on purchases at Amazon.ca, Whole Foods, groceries and restaurants in the first 6 months, on up to $3,000 in spending. During this period it replaces the usual cash back rate rather than adding to it.

Minimum spend
$3,000 in 6 months
Apply by
Not stated

Checked on October 4, 2026. See the source page

See this card on the issuer's website ↗

Fees and requirements

Annual fee
No annual fee
Foreign transaction fee
2.5%
Purchase rate
Not stated
Cash advance rate
Not stated
Income requirement
Not stated
Costco in store
Accepted (Costco takes only Mastercard in store)

Fees and rates were imported on September 6, 2026, and the annual fee has been checked.

Welcome offer history

I have tracked this card's welcome offer since October 4, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.

  1. Now · Checked October 4, 20265% back on select categories for the first 6 monthsSpend $3,000 in 6 months · No annual fee

Rewards

What each category earns

CategoryEarn per $1
Groceries1%
Dining and delivery1%
Gas and EV charging1%
Recurring bills1%
Transit1%
Drugstores1%
Travel1%
Entertainment1%
Phone and internet1%
Streaming1%
Online shopping1%
Convenience stores1%
Office supplies1%
Other spending1%

High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.

Included insurance

Extended warranty
1 year
Purchase protection
90 day(s)

Coverage amounts and number of days are as stated in the certificate of insurance.

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