MBNA · Mastercard
MBNA Rewards World Elite Mastercard
Cash back · Travel points, earns MBNA Rewards points
Welcome offer
Verified · Oct 4Up to 30,000 MBNA Rewards points
Earn 20,000 points when you spend $2,000 within 90 days, plus 10,000 points when you sign up for e-statements.
- Minimum spend
- $2,000 in 3 months
- Apply by
- Not stated
Not available to Quebec residents.
Checked on October 4, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $120
- Foreign transaction fee
- 2.5%
- Purchase rate
- 21.99%
- Cash advance rate
- 22.99%
- Income requirement
- Personal $80,000 or Household $150,000
- Costco in store
- Accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 4, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 4, 2026Up to 30,000 MBNA Rewards pointsSpend $2,000 in 3 months · Annual fee $120 · No first-year waiver
Rewards
What each category earns
| Category | Earn per $1 | Effective return |
|---|---|---|
| Groceries | 5× MBNA | about 4.15% |
| Dining and delivery | 5× MBNA | about 4.15% |
| Gas and EV charging | 1× MBNA | about 0.83% |
| Recurring bills | 5× MBNA | about 4.15% |
| Transit | 1× MBNA | about 0.83% |
| Drugstores | 1× MBNA | about 0.83% |
| Travel | 1× MBNA | about 0.83% |
| Entertainment | 1× MBNA | about 0.83% |
| Phone and internet | 5× MBNA | about 4.15% |
| Streaming | 5× MBNA | about 4.15% |
| Online shopping | 1× MBNA | about 0.83% |
| Convenience stores | 1× MBNA | about 0.83% |
| Office supplies | 1× MBNA | about 0.83% |
| Other spending | 1× MBNA | about 0.83% |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.
Included insurance
- Travel medical
- Included
- Trip interruption
- Included
- Travel accident
- Included
- Flight delay
- Included
- Baggage delay
- Included
- Lost baggage
- Included
- Rental car collision
- Included
- Extended warranty
- 1 year
- Purchase protection
- 90 day(s)
- Mobile device
- $1,000, 1 year
- Price protection
- Included
Coverage amounts and number of days are as stated in the certificate of insurance.