MBNA · Mastercard

MBNA True Line Mastercard credit card

Balance transfer · Low interest

Annual feeNone
Foreign transaction fee2.5%
Purchase rate12.99%
Income requirementNot stated

Welcome offer

Verified · Oct 11

0% on balance transfers for the first 12 billing periods

Earn 0% for the first 12 billing periods on balance transfers made within 90 days of opening the account (3% fee, $3.50 minimum).

Minimum spend
—
Apply by
Not stated

Checked on October 11, 2026. See the source page

See this card on the issuer's website ↗

Fees and requirements

Annual fee
No annual fee
Foreign transaction fee
2.5%
Purchase rate
12.99%
Cash advance rate
24.99%
Income requirement
Not stated
Costco in store
Accepted (Costco takes only Mastercard in store)

Fees and rates were imported on September 6, 2026, and the annual fee has been checked.

Welcome offer history

I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.

  1. Now · Checked October 11, 20260% on balance transfers for the first 12 billing periodsNo annual fee
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