National Bank · Mastercard
National Bank Platinum Mastercard
Travel points, earns National Bank points
Welcome offer
Verified · Oct 11Up to 35,000 National Bank points
Earn 10,000 points when you sign up for payment protection insurance and keep it for 3 months, plus 10,000 points when you spend $2,500 within 3 months, plus 15,000 points when you reach $10,000 within 12 months. First year's annual fee refunded.
- Minimum spend
- $10,000 in 12 months
- Apply by
- November 4, 2026
The first 10,000 points require National Bank's payment protection insurance, which is charged separately.
Checked on October 11, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $70, first year free
- Foreign transaction fee
- 2.5%
- Purchase rate
- 20.99%
- Cash advance rate
- 22.49%
- Income requirement
- Not stated
- Costco in store
- Accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 11, 2026Up to 35,000 National Bank pointsSpend $10,000 in 12 months · Annual fee $70 · First year free
Rewards
What each category earns
| Category | Earn per $1 | Effective return |
|---|---|---|
| Groceries | 2× NBC | about 2% |
| Dining and delivery | 2× NBC | about 2% |
| Gas and EV charging | 1.5× NBC | about 1.5% |
| Recurring bills | 1.5× NBC | about 1.5% |
| Transit | 0.67× NBC | about 0.67% |
| Drugstores | 0.67× NBC | about 0.67% |
| Travel | 1.5× NBC | about 1.5% |
| Entertainment | 0.67× NBC | about 0.67% |
| Phone and internet | 0.67× NBC | about 0.67% |
| Streaming | 0.67× NBC | about 0.67% |
| Online shopping | 0.67× NBC | about 0.67% |
| Convenience stores | 0.67× NBC | about 0.67% |
| Office supplies | 0.67× NBC | about 0.67% |
| Other spending | 0.67× NBC | about 0.67% |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.
Included insurance
- Travel medical
- Included
- Travel medical (age 54 and under)
- $5,000,000, 10 day(s)
- Travel medical (age 64 and under)
- $5,000,000, 10 day(s)
- Travel medical (age 65 and over)
- $5,000,000, 10 day(s)
- Trip cancellation
- $1,000
- Trip interruption
- $1,500
- Flight delay
- $500
- Baggage delay
- $500
- Lost baggage
- $1,000
- Rental car collision
- $65,000, 48 day(s)
- Extended warranty
- 2 year(s)
- Purchase protection
- 180 day(s)
- Mobile device
- $1,000, 2 year(s)
Coverage amounts and number of days are as stated in the certificate of insurance.