Neo Financial · Mastercard
Cathay World Elite Mastercard – powered by Neo
Travel points, earns Asia Miles
Welcome offer
Verified · Oct 11Up to 35,000 Asia Miles
Earn 15,000 miles when your card is approved and activated, plus 20,000 miles when you spend $5,000 within 90 days.
- Minimum spend
- $5,000 in 3 months
- Apply by
- Not stated
Elsewhere the Neo page also says "up to 30,000". Go by the tiered terms.
Checked on October 11, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $180
- Foreign transaction fee
- 2.5%
- Purchase rate
- 19.99%
- Cash advance rate
- 22.99%
- Income requirement
- Personal $80,000 or Household $150,000
- Costco in store
- Accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 11, 2026Up to 35,000 Asia MilesSpend $5,000 in 3 months · Annual fee $180
Rewards
What each category earns
| Category | Earn per $1 | Effective return |
|---|---|---|
| Groceries | 1× Asia Miles | about 1.8% |
| Dining and delivery | 1× Asia Miles | about 1.8% |
| Gas and EV charging | 1× Asia Miles | about 1.8% |
| Recurring bills | 1× Asia Miles | about 1.8% |
| Transit | 1× Asia Miles | about 1.8% |
| Drugstores | 1× Asia Miles | about 1.8% |
| Travel | 1× Asia Miles | about 1.8% |
| Entertainment | 1× Asia Miles | about 1.8% |
| Phone and internet | 1× Asia Miles | about 1.8% |
| Streaming | 1× Asia Miles | about 1.8% |
| Online shopping | 1× Asia Miles | about 1.8% |
| Convenience stores | 1× Asia Miles | about 1.8% |
| Office supplies | 1× Asia Miles | about 1.8% |
| Other spending | 1× Asia Miles | about 1.8% |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.
Included insurance
- Travel medical
- Included
- Travel medical (age 54 and under)
- $1,000,000, 14 day(s)
- Trip cancellation
- $1,000
- Trip interruption
- $1,000
- Travel accident
- $100,000
- Flight delay
- $250
- Baggage delay
- $1,000
- Lost baggage
- Included
- Rental car collision
- $65,000, 48 day(s)
- Hotel burglary
- $1,000
- Extended warranty
- 1 year
- Purchase protection
- $1,000, 90 day(s)
Coverage amounts and number of days are as stated in the certificate of insurance.