RBC · Visa

RBC Avion Visa Infinite Card

Travel points, earns RBC Avion points

Annual fee$120
Foreign transaction fee2.5%
Purchase rate20.99%
Income requirementPersonal $60,000 or Household $100,000

Welcome offer

Verified · Oct 4

Up to 70,000 Avion points

Earn 35,000 points on approval, plus 20,000 points when you spend $5,000 within 6 months, plus 15,000 points after one year.

Minimum spend
$5,000 in 6 months
Apply by
November 25, 2026

Checked on October 4, 2026. See the source page

See this card on the issuer's website ↗

Fees and requirements

Annual fee
$120
Foreign transaction fee
2.5%
Purchase rate
20.99%
Cash advance rate
22.99%
Income requirement
Personal $60,000 or Household $100,000
Costco in store
Not accepted (Costco takes only Mastercard in store)

Fees and rates were imported on September 6, 2026, and the annual fee has been checked.

Welcome offer history

Earlier offers are struck through below, to help you judge whether now is a good time to apply. The current offer is 15,000 points more than the previous one on record.

  1. Now · Checked October 4, 2026Up to 70,000 Avion pointsSpend $5,000 in 6 months · Annual fee $120
  2. April 7, 2026 · Reported publicly at the timeUp to 55,000 Avion pointsSpend $5,000 in 6 months · Annual fee $120 · Apply-by date listed then: June 15, 2026

Offers marked “Reported publicly at the time” ran before I started tracking this card myself (October 4, 2026). The numbers are second-hand, from reports published then, and I did not see those offers myself. Conditions the reports did not mention are not listed here.

Rewards

What each category earns

Valued at 1.7 cents per point. That is an assumption
CategoryEarn per $1Effective return
Groceries1× Avionabout 1.7%
Dining and delivery1× Avionabout 1.7%
Gas and EV charging1× Avionabout 1.7%
Recurring bills1× Avionabout 1.7%
Transit1× Avionabout 1.7%
Drugstores1× Avionabout 1.7%
Travel1.25× Avionabout 2.13%
Entertainment1× Avionabout 1.7%
Phone and internet1× Avionabout 1.7%
Streaming1× Avionabout 1.7%
Online shopping1× Avionabout 1.7%
Convenience stores1× Avionabout 1.7%
Office supplies1× Avionabout 1.7%
Other spending1× Avionabout 1.7%

High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.

Benefits

Concierge
Yes
Points transfer to airlines or hotels
Yes

Included insurance

Travel medical
Included
Travel medical (age 54 and under)
15 day(s)
Travel medical (age 64 and under)
15 day(s)
Travel medical (age 65 and over)
3 day(s)
Trip cancellation
$1,500
Trip interruption
$5,000
Travel accident
$500,000
Flight delay
$500
Baggage delay
$500
Lost baggage
$500
Rental car collision
$65,000, 48 day(s)
Hotel burglary
$2,500
Extended warranty
1 year
Purchase protection
90 day(s)
Mobile device
$1,500, 1 year

Coverage amounts and number of days are as stated in the certificate of insurance.

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