RBC · Visa
RBC Avion Visa Infinite Privilege Card
Travel points, earns RBC Avion points
Welcome offer
Verified · Oct 11Up to 100,000 Avion points
Earn 35,000 points on approval, plus 20,000 points when you spend $5,000 within 6 months, plus 45,000 points after one year.
- Minimum spend
- $5,000 in 6 months
- Apply by
- November 25, 2026
The last 45,000 points require keeping the card for a full year, which means paying the second year's annual fee. The card also comes with 6 airport lounge passes.
Checked on October 11, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $399
- Foreign transaction fee
- 2.5%
- Purchase rate
- 20.99%
- Cash advance rate
- 22.99%
- Income requirement
- Personal $200,000 or Household $200,000
- Costco in store
- Not accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 11, 2026Up to 100,000 Avion pointsSpend $5,000 in 6 months · Annual fee $399
Rewards
What each category earns
| Category | Earn per $1 | Effective return |
|---|---|---|
| Groceries | 1.25× Avion | about 2.13% |
| Dining and delivery | 1.25× Avion | about 2.13% |
| Gas and EV charging | 1.25× Avion | about 2.13% |
| Recurring bills | 1.25× Avion | about 2.13% |
| Transit | 1.25× Avion | about 2.13% |
| Drugstores | 1.25× Avion | about 2.13% |
| Travel | 1.25× Avion | about 2.13% |
| Entertainment | 1.25× Avion | about 2.13% |
| Phone and internet | 1.25× Avion | about 2.13% |
| Streaming | 1.25× Avion | about 2.13% |
| Online shopping | 1.25× Avion | about 2.13% |
| Convenience stores | 1.25× Avion | about 2.13% |
| Office supplies | 1.25× Avion | about 2.13% |
| Other spending | 1.25× Avion | about 2.13% |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.
Benefits
- Concierge
- Yes
- Points transfer to airlines or hotels
- Yes
Included insurance
- Travel medical
- Included
- Travel medical (age 54 and under)
- 31 day(s)
- Travel medical (age 64 and under)
- 31 day(s)
- Travel medical (age 65 and over)
- 7 day(s)
- Trip cancellation
- $2,500
- Trip interruption
- $5,000
- Travel accident
- $500,000
- Flight delay
- $500
- Baggage delay
- $500
- Lost baggage
- $2,500
- Rental car collision
- $85,000, 48 day(s)
- Hotel burglary
- $3,000
- Extended warranty
- 2 year(s)
- Purchase protection
- 120 day(s)
- Mobile device
- $1,500, 1 year
Coverage amounts and number of days are as stated in the certificate of insurance.