RBC · Visa

RBC British Airways Visa Infinite

Travel points, earns Avios

Annual fee$165
Foreign transaction fee2.5%
Purchase rate20.5%
Income requirementPersonal $60,000 or Household $100,000

Welcome offer

Verified · Oct 11

Up to 50,000 Avios

Earn 50,000 Avios when you spend $6,000 within 3 months of opening the account, deposited into your British Airways Club account.

Minimum spend
$6,000 in 3 months
Apply by
Not stated

Checked on October 11, 2026. See the source page

See this card on the issuer's website ↗

Fees and requirements

Annual fee
$165
Foreign transaction fee
2.5%
Purchase rate
20.5%
Cash advance rate
22.99%
Income requirement
Personal $60,000 or Household $100,000
Costco in store
Not accepted (Costco takes only Mastercard in store)

Fees and rates were imported on September 6, 2026, and the annual fee has been checked.

Welcome offer history

I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.

  1. Now · Checked October 11, 2026Up to 50,000 AviosSpend $6,000 in 3 months · Annual fee $165

Rewards

What each category earns

Valued at 1.7 cents per point. That is an assumption
CategoryEarn per $1Effective return
Groceries2× Aviosabout 3.4%
Dining and delivery2× Aviosabout 3.4%
Gas and EV charging1× Aviosabout 1.7%
Recurring bills1× Aviosabout 1.7%
Transit1× Aviosabout 1.7%
Drugstores1× Aviosabout 1.7%
Travel1× Aviosabout 1.7%
Entertainment1× Aviosabout 1.7%
Phone and internet1× Aviosabout 1.7%
Streaming1× Aviosabout 1.7%
Online shopping1× Aviosabout 1.7%
Convenience stores1× Aviosabout 1.7%
Office supplies1× Aviosabout 1.7%
Other spending1× Aviosabout 1.7%

High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.

Benefits

Concierge
Yes

Included insurance

Travel medical
Included
Travel medical (age 54 and under)
31 day(s)
Travel medical (age 64 and under)
31 day(s)
Travel medical (age 65 and over)
7 day(s)
Travel accident
$500,000
Flight delay
$500
Baggage delay
$500
Lost baggage
$500
Rental car collision
$65,000, 48 day(s)
Hotel burglary
$2,500
Extended warranty
1 year
Purchase protection
90 day(s)

Coverage amounts and number of days are as stated in the certificate of insurance.

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