RBC · Visa
More Rewards RBC Visa Card
Cash back, earns More Rewards points
Welcome offer
Verified · Oct 11Up to 20,000 More Rewards points
Earn 20,000 More Rewards points on your first purchase. The card must first be linked to your More Rewards number.
- Minimum spend
- —
- Apply by
- October 31, 2027
Checked on October 11, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- No annual fee
- Foreign transaction fee
- 2.5%
- Purchase rate
- 20.99%
- Cash advance rate
- 22.99%
- Income requirement
- Not stated
- Costco in store
- Not accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 11, 2026Up to 20,000 More Rewards pointsNo annual fee
Rewards
What each category earns
| Category | Earn per $1 | Effective return |
|---|---|---|
| Groceries | 5× More Rewards | about 0.75% |
| Dining and delivery | 5× More Rewards | about 0.75% |
| Gas and EV charging | 5× More Rewards | about 0.75% |
| Recurring bills | 3× More Rewards | about 0.45% |
| Transit | 3× More Rewards | about 0.45% |
| Drugstores | 3× More Rewards | about 0.45% |
| Travel | 3× More Rewards | about 0.45% |
| Entertainment | 3× More Rewards | about 0.45% |
| Phone and internet | 3× More Rewards | about 0.45% |
| Streaming | 3× More Rewards | about 0.45% |
| Online shopping | 3× More Rewards | about 0.45% |
| Convenience stores | 3× More Rewards | about 0.45% |
| Office supplies | 3× More Rewards | about 0.45% |
| Other spending | 3× More Rewards | about 0.45% |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.
Included insurance
- Extended warranty
- 1 year
- Purchase protection
- 90 day(s)
- Mobile device
- $1,000, 1 year
Coverage amounts and number of days are as stated in the certificate of insurance.