RBC · Visa
RBC Visa Classic Low Rate Option Card
Low interest
Annual fee$20First year free
Foreign transaction fee2.5%
Purchase rate12.99%
Income requirementNot stated
Welcome offer
Verified · Oct 110.99% on balance transfers for the first 10 months, first year free
Earn a 0.99% balance transfer rate for the first 10 months. No annual fee in the first year.
- Minimum spend
- —
- Apply by
- November 4, 2026
Checked on October 11, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $20, first year free
- Foreign transaction fee
- 2.5%
- Purchase rate
- 12.99%
- Cash advance rate
- 12.99%
- Income requirement
- Not stated
- Costco in store
- Not accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 11, 20260.99% on balance transfers for the first 10 months, first year freeAnnual fee $20 · First year free
Included insurance
- Extended warranty
- 1 year
- Purchase protection
- 90 day(s)
Coverage amounts and number of days are as stated in the certificate of insurance.