Scotiabank · Visa
Scotia Momentum Visa Infinite Card
Cash back
Welcome offer
Verified · Oct 4Up to $300 cash back
Earn 15% cash back on all purchases in the first 3 months, on up to $2,000 in spending (up to $300). First year free.
- Minimum spend
- $2,000 in 3 months
- Apply by
- November 1, 2026
Checked on October 4, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $120, first year free
- Foreign transaction fee
- 2.5%
- Purchase rate
- 20.99%
- Cash advance rate
- 22.99%
- Income requirement
- Personal $60,000 or Household $100,000
- Costco in store
- Not accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 4, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 4, 2026Up to $300 cash backSpend $2,000 in 3 months · Annual fee $120 · First year free
Rewards
What each category earns
| Category | Earn per $1 |
|---|---|
| Groceries | 4% |
| Dining and delivery | 1% |
| Gas and EV charging | 2% |
| Recurring bills | 4% |
| Transit | 2% |
| Drugstores | 1% |
| Travel | 1% |
| Entertainment | 1% |
| Phone and internet | 4% |
| Streaming | 2% |
| Online shopping | 1% |
| Convenience stores | 1% |
| Office supplies | 1% |
| Other spending | 1% |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.
Benefits
- Concierge
- Yes
Included insurance
- Travel medical
- Included
- Travel medical (age 54 and under)
- $1,000,000, 15 day(s)
- Travel medical (age 64 and under)
- $1,000,000, 15 day(s)
- Trip interruption
- $2,000
- Travel accident
- $500,000
- Flight delay
- $500
- Baggage delay
- $500
- Lost baggage
- $500
- Rental car collision
- $65,000, 48 day(s)
- Extended warranty
- 1 year
- Purchase protection
- 90 day(s)
- Mobile device
- $1,000, 1 year
Coverage amounts and number of days are as stated in the certificate of insurance.