Scotiabank · Amex
Scotiabank American Express Card
Cash back · Travel points, earns Scene+ points
Welcome offer
Verified · Oct 11Up to 10,000 Scene+ points
Earn 2,500 points when you spend $250 within 3 months, plus 7,500 points when you reach $1,000 within 3 months.
- Minimum spend
- $1,000 in 3 months
- Apply by
- November 1, 2026
Checked on October 11, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- No annual fee
- Foreign transaction fee
- 2.5%
- Purchase rate
- 21.99%
- Cash advance rate
- 22.99%
- Income requirement
- Personal $12,000 or Household $12,000
- Costco in store
- Not accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 11, 2026Up to 10,000 Scene+ pointsSpend $1,000 in 3 months · No annual fee
Rewards
What each category earns
| Category | Earn per $1 | Effective return |
|---|---|---|
| Groceries | 2× Scene+ | about 2% |
| Dining and delivery | 2× Scene+ | about 2% |
| Gas and EV charging | 2× Scene+ | about 2% |
| Recurring bills | 1× Scene+ | about 1% |
| Transit | 2× Scene+ | about 2% |
| Drugstores | 1× Scene+ | about 1% |
| Travel | 1× Scene+ | about 1% |
| Entertainment | 2× Scene+ | about 2% |
| Phone and internet | 1× Scene+ | about 1% |
| Streaming | 2× Scene+ | about 2% |
| Online shopping | 1× Scene+ | about 1% |
| Convenience stores | 1× Scene+ | about 1% |
| Office supplies | 1× Scene+ | about 1% |
| Other spending | 1× Scene+ | about 1% |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.
Included insurance
- Extended warranty
- 1 year
- Purchase protection
- 90 day(s)
- Mobile device
- $500, 1 year
Coverage amounts and number of days are as stated in the certificate of insurance.