Scotiabank · Visa
Scotiabank Scene+ Visa Card
Cash back · Travel points, earns Scene+ points
Welcome offer
Verified · Oct 4Up to 5,000 Scene+ points
Earn 2,500 points when you spend $250 in the first 3 months, plus another 2,500 points when you reach $1,000.
- Minimum spend
- $1,000 in 3 months
- Apply by
- November 1, 2026
Checked on October 4, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- No annual fee
- Foreign transaction fee
- 2.5%
- Purchase rate
- 21.99%
- Cash advance rate
- 22.99%
- Income requirement
- Personal $12,000 or Household $12,000
- Costco in store
- Not accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
Earlier offers are struck through below, to help you judge whether now is a good time to apply. The current offer is 5,000 points less than the previous one on record. The highest offer on record was 10,000 points.
- Now · Checked October 4, 2026Up to 5,000 Scene+ pointsSpend $1,000 in 3 months · No annual fee
- January 2, 2026 · Reported publicly at the time
Up to 10,000 Scene+ pointsSpend $1,000 in 3 months · No annual fee · Apply-by date listed then: July 1, 2026 - Before January 2, 2026 · Reported publicly at the time
Up to 5,000 Scene+ points - November 2, 2024 · Reported publicly at the time
Up to 7,500 Scene+ pointsSpend $1,000 in 3 months · No annual fee · Apply-by date listed then: February 28, 2025
Offers marked “Reported publicly at the time” ran before I started tracking this card myself (October 4, 2026). The numbers are second-hand, from reports published then, and I did not see those offers myself. Conditions the reports did not mention are not listed here.
Rewards
What each category earns
| Category | Earn per $1 | Effective return |
|---|---|---|
| Groceries | 2× Scene+ | about 2% |
| Dining and delivery | 1× Scene+ | about 1% |
| Gas and EV charging | 1× Scene+ | about 1% |
| Recurring bills | 1× Scene+ | about 1% |
| Transit | 1× Scene+ | about 1% |
| Drugstores | 1× Scene+ | about 1% |
| Travel | 1× Scene+ | about 1% |
| Entertainment | 1× Scene+ | about 1% |
| Phone and internet | 1× Scene+ | about 1% |
| Streaming | 1× Scene+ | about 1% |
| Online shopping | 1× Scene+ | about 1% |
| Convenience stores | 1× Scene+ | about 1% |
| Office supplies | 1× Scene+ | about 1% |
| Other spending | 1× Scene+ | about 1% |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.