Scotiabank · Visa
Scotiabank Value Visa Card
Balance transfer · Low interest
Annual fee$29First year free
Foreign transaction fee2.5%
Purchase rate13.99%
Income requirementPersonal $12,000 or Household $12,000
Welcome offer
Verified · Oct 110% on balance transfers for the first 9 months, first year free
Earn 0% on balance transfers for the first 9 months (1% fee, $5 minimum). No annual fee in the first year for the primary card.
- Minimum spend
- —
- Apply by
- January 3, 2027
Checked on October 11, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $29, first year free
- Foreign transaction fee
- 2.5%
- Purchase rate
- 13.99%
- Cash advance rate
- 13.99%
- Income requirement
- Personal $12,000 or Household $12,000
- Costco in store
- Not accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 11, 20260% on balance transfers for the first 9 months, first year freeAnnual fee $29 · First year free