Tangerine · Mastercard

Tangerine Money-Back World Mastercard

Balance transfer · Cash back

Annual feeNone
Foreign transaction fee2.5%
Purchase rate20.95%
Income requirementPersonal $50,000 or Household $80,000

Welcome offer

Verified · Oct 4

Up to $120 cash back

Earn $120 cash back when you spend $1,500 within 90 days of activation.

Minimum spend
$1,500 in 3 months
Apply by
November 30, 2026

Checked on October 4, 2026. See the source page

See this card on the issuer's website ↗

Fees and requirements

Annual fee
No annual fee
Foreign transaction fee
2.5%
Purchase rate
20.95%
Cash advance rate
22.95%
Income requirement
Personal $50,000 or Household $80,000
Costco in store
Accepted (Costco takes only Mastercard in store)

Fees and rates were imported on September 6, 2026, and the annual fee has been checked.

Welcome offer history

I have tracked this card's welcome offer since October 4, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.

  1. Now · Checked October 4, 2026Up to $120 cash backSpend $1,500 in 3 months · No annual fee

Rewards

What each category earns

CategoryEarn per $1
Groceries2%
Dining and delivery0.5%
Gas and EV charging2%
Recurring bills0.5%
Transit0.5%
Drugstores0.5%
Travel0.5%
Entertainment0.5%
Phone and internet0.5%
Streaming0.5%
Online shopping0.5%
Convenience stores0.5%
Office supplies0.5%
Other spending0.5%

High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.

Included insurance

Rental car collision
Included
Extended warranty
1 year
Purchase protection
90 day(s)
Mobile device
Included

Coverage amounts and number of days are as stated in the certificate of insurance.

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