Tangerine · Mastercard
Tangerine Rewards World Elite Mastercard
Balance transfer · Cash back, earns Scene+ points
Welcome offer
Verified · Oct 11Up to 50,000 Scene+ points
Earn 50,000 Scene+ points (about $500) when you spend $5,000 within 90 days of opening the account.
- Minimum spend
- $5,000 in 3 months
- Apply by
- January 31, 2027
Checked on October 11, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $120
- Foreign transaction fee
- 2.5%
- Purchase rate
- 20.95%
- Cash advance rate
- 22.95%
- Income requirement
- Personal $80,000 or Household $150,000
- Costco in store
- Accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 11, 2026Up to 50,000 Scene+ pointsSpend $5,000 in 3 months · Annual fee $120 · No first-year waiver
Rewards
What each category earns
| Category | Earn per $1 | Effective return |
|---|---|---|
| Groceries | 1.5× Scene+ | about 1.5% |
| Dining and delivery | 1× Scene+ | about 1% |
| Gas and EV charging | 1.5× Scene+ | about 1.5% |
| Recurring bills | 1.5× Scene+ | about 1.5% |
| Transit | 1× Scene+ | about 1% |
| Drugstores | 1× Scene+ | about 1% |
| Travel | 1× Scene+ | about 1% |
| Entertainment | 1× Scene+ | about 1% |
| Phone and internet | 1× Scene+ | about 1% |
| Streaming | 1× Scene+ | about 1% |
| Online shopping | 1× Scene+ | about 1% |
| Convenience stores | 1× Scene+ | about 1% |
| Office supplies | 1× Scene+ | about 1% |
| Other spending | 1× Scene+ | about 1% |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.
Benefits
- Lounge visits per year
- 4
Included insurance
- Travel medical
- Included
- Travel medical (age 54 and under)
- Included
- Travel medical (age 64 and under)
- Included
- Trip cancellation
- $2,000
- Trip interruption
- Included
- Flight delay
- Included
- Baggage delay
- Included
- Lost baggage
- Included
- Rental car collision
- Included
- Extended warranty
- 1 year
- Purchase protection
- 90 day(s)
- Mobile device
- Included
Coverage amounts and number of days are as stated in the certificate of insurance.