TD · Visa · Business card
TD Business Travel Visa Card
Travel points, earns TD Rewards points
Welcome offer
Verified · Oct 11Up to 200,000 TD Rewards points
Earn 30,000 points on your first purchase, plus 120,000 points when you spend $15,000 within 180 days, plus 30,000 points when you reach $25,000 within 365 days, plus 20,000 points when you make a purchase in the 15th billing period. First year's annual fee refunded.
- Minimum spend
- $25,000 in 15 months
- Apply by
- Not stated
Checked on October 11, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $149, first year free
- Foreign transaction fee
- 2.5%
- Purchase rate
- 19.99%
- Cash advance rate
- 22.99%
- Income requirement
- Not stated
- Costco in store
- Not accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 11, 2026Up to 200,000 TD Rewards pointsSpend $25,000 in 15 months · Annual fee $149 · First year free
Rewards
What each category earns
| Category | Earn per $1 | Effective return |
|---|---|---|
| Groceries | 2× TD Rewards | about 1% |
| Dining and delivery | 6× TD Rewards | about 3% |
| Gas and EV charging | 2× TD Rewards | about 1% |
| Recurring bills | 6× TD Rewards | about 3% |
| Transit | 2× TD Rewards | about 1% |
| Drugstores | 2× TD Rewards | about 1% |
| Travel | 2× TD Rewards | about 1% |
| Entertainment | 2× TD Rewards | about 1% |
| Phone and internet | 2× TD Rewards | about 1% |
| Streaming | 2× TD Rewards | about 1% |
| Online shopping | 2× TD Rewards | about 1% |
| Convenience stores | 2× TD Rewards | about 1% |
| Office supplies | 2× TD Rewards | about 1% |
| Other spending | 2× TD Rewards | about 1% |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.
Included insurance
- Travel medical
- Included
- Travel medical (age 54 and under)
- Included
- Travel medical (age 64 and under)
- Included
- Trip cancellation
- Included
- Trip interruption
- Included
- Travel accident
- Included
- Flight delay
- Included
- Baggage delay
- Included
- Lost baggage
- Included
- Rental car collision
- Included
- Extended warranty
- 1 year
- Purchase protection
- 90 day(s)
Coverage amounts and number of days are as stated in the certificate of insurance.