TD · Visa
TD Platinum Travel Visa Card
Travel points, earns TD Rewards points
Welcome offer
Verified · Oct 11Up to 50,000 TD Rewards points
Earn 15,000 points on your first purchase, plus 35,000 points when you spend $3,000 within 180 days of opening the account. First year's annual fee refunded.
- Minimum spend
- $3,000 in 6 months
- Apply by
- Not stated
Checked on October 11, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $89, first year free
- Foreign transaction fee
- 2.5%
- Purchase rate
- 21.99%
- Cash advance rate
- 22.99%
- Income requirement
- Not stated
- Costco in store
- Not accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 11, 2026Up to 50,000 TD Rewards pointsSpend $3,000 in 6 months · Annual fee $89 · First year free
Rewards
What each category earns
| Category | Earn per $1 | Effective return |
|---|---|---|
| Groceries | 4.5× TD Rewards | about 2.25% |
| Dining and delivery | 4.5× TD Rewards | about 2.25% |
| Gas and EV charging | 1.5× TD Rewards | about 0.75% |
| Recurring bills | 3× TD Rewards | about 1.5% |
| Transit | 4.5× TD Rewards | about 2.25% |
| Drugstores | 1.5× TD Rewards | about 0.75% |
| Travel | 1.5× TD Rewards | about 0.75% |
| Entertainment | 1.5× TD Rewards | about 0.75% |
| Phone and internet | 1.5× TD Rewards | about 0.75% |
| Streaming | 3× TD Rewards | about 1.5% |
| Online shopping | 1.5× TD Rewards | about 0.75% |
| Convenience stores | 1.5× TD Rewards | about 0.75% |
| Office supplies | 1.5× TD Rewards | about 0.75% |
| Other spending | 1.5× TD Rewards | about 0.75% |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.
Included insurance
- Travel accident
- $500,000
- Flight delay
- $500
- Baggage delay
- $1,000
- Lost baggage
- $1,000
- Rental car collision
- $65,000, 48 day(s)
- Hotel burglary
- $2,500
- Extended warranty
- 1 year
- Purchase protection
- 90 day(s)
- Mobile device
- $1,000
Coverage amounts and number of days are as stated in the certificate of insurance.