Vancity · Visa

Vancity enviro Visa Infinite Card

Travel points

Annual fee$120First year free
Foreign transaction fee2.5%
Purchase rate19.5%
Income requirementPersonal $60,000 or Household $100,000

Welcome offer

Verified · Oct 11

Up to 40,000 Vancity Rewards points

Earn 20,000 points when you spend $3,000 within 3 months, plus 20,000 points when you reach $12,000 within 12 months. No annual fee for the first two years. Also includes $200 back on $200 of travel spending, and more.

Minimum spend
$3,000 in 3 months
Apply by
November 1, 2026

Checked on October 11, 2026. See the source page

See this card on the issuer's website ↗

Fees and requirements

Annual fee
$120, first year free
Foreign transaction fee
2.5%
Purchase rate
19.5%
Cash advance rate
22.99%
Income requirement
Personal $60,000 or Household $100,000
Costco in store
Not accepted (Costco takes only Mastercard in store)

Fees and rates were imported on September 6, 2026, and the annual fee has been checked.

Welcome offer history

I have tracked this card's welcome offer since October 11, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.

  1. Now · Checked October 11, 2026Up to 40,000 Vancity Rewards pointsSpend $3,000 in 3 months · Annual fee $120 · First year free

Rewards

What each category earns

CategoryEarn per $1
Travel2 points per $1
Other spending1 point per $1

High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.

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