Wealthsimple · Visa
Wealthsimple Visa Infinite Card
Cash back · No foreign transaction fee
Welcome offer
Verified · Oct 75% cash back for your first 5 weeks
New customers earn 5% cash back on purchases for the first 5 weeks, then 2% after that.
- Minimum spend
- —
- Apply by
- Not stated
The fee is $20 a month. It is waived with $4,000 or more in payroll direct deposits to Wealthsimple each month, or $100,000 or more in assets at Wealthsimple.
Checked on October 7, 2026. See the source page
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $240
- Foreign transaction fee
- None
- Purchase rate
- 20.99%
- Cash advance rate
- 22.99%
- Income requirement
- Personal $80,000 or Household $150,000
- Costco in store
- Not accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026, and the annual fee has been checked.
Welcome offer history
I have tracked this card's welcome offer since October 4, 2026, and it has not changed. Each time it changes, the old offer will be struck through and kept here.
- Now · Checked October 7, 20265% cash back for your first 5 weeksAnnual fee $240
Rewards
What each category earns
| Category | Earn per $1 |
|---|---|
| Groceries | 2% |
| Dining and delivery | 2% |
| Gas and EV charging | 2% |
| Recurring bills | 2% |
| Transit | 2% |
| Drugstores | 2% |
| Travel | 2% |
| Entertainment | 2% |
| Phone and internet | 2% |
| Streaming | 2% |
| Online shopping | 2% |
| Convenience stores | 2% |
| Office supplies | 2% |
| Other spending | 2% |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.
Included insurance
- Travel medical
- Included
- Travel medical (age 54 and under)
- $1,000,000, 14 day(s)
- Travel medical (age 64 and under)
- $1,000,000, 14 day(s)
- Trip cancellation
- $3,000
- Trip interruption
- $3,000
- Baggage delay
- $1,000
- Lost baggage
- $1,000
- Extended warranty
- 1 year
- Purchase protection
- 90 day(s)
- Mobile device
- $1,000
Coverage amounts and number of days are as stated in the certificate of insurance.